Levels

Overview

A level is a title your child earns from their lifetime coins — every coin they have ever earned, which spending never reduces. Redeeming a reward changes only the coins they have left to spend, so it can never cost a level.

There are 25 levels, grouped into five eras. Level 25 is the top of the ladder — a child who passes its threshold stays at level 25.

Levels are cosmetic. Reaching a new one doesn't unlock anything, change the coin rate, or grant any privilege. It's a title and nothing else.

The Level Table

Level	Title	Era	Lifetime Coins Required	Fastest Possible (days)
1	Starter	Seedling	0	0
2	Sprout	Seedling	20	4
3	Sapling	Seedling	50	10
4	Seedling	Seedling	90	18
5	Bloom	Seedling	150	30
6	Scout	Explorer	210	42
7	Pathfinder	Explorer	275	55
8	Trailblazer	Explorer	345	69
9	Navigator	Explorer	420	84
10	Explorer	Explorer	500	100
11	Protector	Guardian	585	117
12	Defender	Guardian	680	136
13	Shield	Guardian	790	158
14	Sentinel	Guardian	915	183
15	Guardian	Guardian	1,060	212
16	Warrior	Champion	1,220	244
17	Hero	Champion	1,400	280
18	Victor	Champion	1,600	320
19	Legend	Champion	1,820	364
20	Champion	Champion	2,060	412
21	Sage	Master	2,330	466
22	Elder	Master	2,620	524
23	Titan	Master	2,940	588
24	Mythic	Master	3,280	656
25	Grandmaster	Master	3,650	730

"Fastest possible" assumes every single day earns the full 5 coins — a day that goes over the limit, or one KidMoat couldn't measure, pushes the real timeline out further. At that pace, level 5 is about a month away, level 10 about three months, and level 25 — the top of the ladder — is two years out.

What Doesn't Change

Levels track progress; they don't gate anything. A level 1 child and a level 25 child earn coins under exactly the same rule and can redeem exactly the same rewards their parent has switched on.